Work on ANZAC day is patroitism or un-Australian?

April 26th, 2013 by Terrence Miao 3 comments »

Work on ANZAC day is patroitism or un-Australian?

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Property game is over – house price growth trend 'over'

April 24th, 2013 by Terrence Miao No comments »

THE rapid upward trend in housing prices is at an end, with the Reserve Bank forecasting that growth will be slower than over the previous 30 years.

The slowdown means today's young homebuyers should not expect to receive the same capital gain on the family house as their parents did and that total returns on rental properties will also fall.

The population demands on the nation's key cities are also likely to see urban dwellings become more compact, exacerbating construction delays.

Head of the Reserve Bank's Financial Stability Department Luci Ellis played down the much-touted shortage in housing supply as a significant factor in pushing up prices.

Dr Ellis has instead put the onus back on to the industry, saying that construction expenses were the largest contributor to the costs of developing a new home.

In a speech to a Citibank Property Conference in Sydney yesterday, Dr Ellis said the housing market had finally adjusted to the onset of the low inflation era that began in the 1990s.

She said household savings ratios had reached a "new normal" level of about 10 per cent of income, recovering from when falling interest rates loosened access to credit and pushed up housing prices.

Dr Ellis said the aggregate debt to income ratio had been "broadly flat" since about 2005 and the ratio of average housing prices to income had levelled off a year or so earlier.

» Read more: Property game is over – house price growth trend 'over'

Hand gestures, head gestures, eye gestures

April 24th, 2013 by Terrence Miao 2 comments »

what else body language control Google Glass could bring on?

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Learn the lesson from success of Pinterest

April 21st, 2013 by Terrence Miao 6 comments »

Learn the lesson from success of Pinterest

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High Scalability – High Scalability – Scaling Pinterest – From 0 to 10s of Billions of Page Views a Month in Two Years
Pinterest has been riding an exponential growth curve, doubling every month and half. They&…

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Drinking at rooftop of Tuscan bar

April 19th, 2013 by Terrence Miao No comments »

Smoking allowed. Tasty AUS Bayern beer. Fantastic!

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Free Hosting Website on Google Drive

April 17th, 2013 by admin No comments »

Get free hosting web on Google Drive! Need a place for free blog hosting , a photography website or any kind of website? Follow the tutorial in the video to get set up with free web hosting on Google Drive.

Google Drive - https://drive.google.com

Example Website - https://googledrive.com/host/0B2A_kuT…

google drive website host

Sukhoi SU-35 Super-Flanker, Russia's Best Fighter

April 14th, 2013 by Terrence Miao No comments »

Sukhoi SU-35 Super-Flanker, Russia's Best Fighter

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An artistic map of Point Cook community

April 13th, 2013 by Terrence Miao 1 comment »

+Martin Paulo 

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