Mr Neilson outlined four factors he argued undermine the case for housing as an investment:
• property returns were often exaggerated by inflation; • the cost of taxes, rates and maintenance can absorb half of one’s rental yield; • long-term value is determined by affordability; • and “to be optimistic about residential property prices rising in general much faster than inflation is a supreme act of faith”.
You don’t need to be an expert in order to achieve satisfactory investment returns. But if you aren’t, you must recognize your limitations and follow a course certain to work reasonably well. Keep things simple and don’t swing for the fences. When promised quick profits, respond with a quick “no.”
1. You can’t be Warren Buffett 2. You get what you pay for? 3. You should focus either on fundamentals or technical analysis? 4. The myth of ‘passive’ investing 5. The stock market will make you rich? 6. You have to beat the market? 7. ‘Stocks for the long run’ is the best strategy?
Good developers have a passion for coding, a passion for helping others, and a passion for communicating
• Stack Overflow doesn't use many unit tests because of their active community and heavy usage of static code. • Performance As A Feature • Hardware is cheaper than developers and efficient code. You are only as fast as your slowest bottleneck and all the current cloud solutions have fundamental performance or capacity limits. • Garbage collection driven programming. StackOverflow goes to great lengths to reduce garbage collection costs, skipping practices like TDD, avoiding layers of abstraction, and using static methods. While extreme, the result is highly performing code. • The cost of inefficient code can be higher than you think. Efficient code stretches hardware further, reduces power usage, makes code easier for programmers to understand.
The Bug-A-Salt air-powered RIFLE takes out creepy crawlies with a single blast of SALT
• The Bug-A-Salt is an air-powered rifle that blasts a pinch of normal table salt at such high velocity that it is lethal to creepy-crawlies • Unlike fly swatters, which often leave smears of dead fly after they have been squashed, the only clean-up this remarkable device needs is a quick brush • The device was designed by a Santa Monica, California-based artist
Bug-A-Salt: The Original Salt Gun
Fly problem? The Bug-A-Salt gun fires ordinary table salt to kill flies and other pesky insects. Experience the thrill of shooting the original salt gun to eliminate the common housefly.